Posted on September 16, 2010 18:39
Categories: Mental Health | Employer and Individual Insurance
Topics: Employer-Sponsored Coverage | Parity | Spending
In conjunction with the Health Research & Educational
Trust (HRET), KFF released the 2010 Employer Health Benefits Survey, finding
that employers are increasingly shifting health costs to their employees. The survey found that employees’ share of
family health coverage increased 14 percent since 2009, while total premiums
rose only 3 percent over the same period.
KFF noted that worker contributions for health insurance premiums rose
47 percent since 2005 while premiums and wages rose 27 percent and 18 percent
respectively over the same period. In
addition, the survey found that 31 percent of firms with more than 50 employees
made changes to their behavioral health benefits in response to the Mental
Health Parity and Addiction Equity Act (MHPAEA). Most eliminated coverage limits to comply
with the law. In addition, 5 percent of
those that changed their behavioral health benefits elected to eliminate the
benefits completely.
From the report:
Employers play a
significant role in health insurance coverage – sponsoring health benefits for about 157 million
nonelderly people in America1 – so their opinions and experiences
are important factors in health policy discussions. Employers were asked how
they view different approaches to containing cost increases and about employer health
plan practices, such as changes in response to the Mental Health Parity and Addiction
Equity Act, review of quality indicators, and whether they shopped for (or switched
to) a new health plan.
Full report:
2010
Employer Health Benefits Survey (PDF | 9.138MB)
Kaiser Family Foundation. (2010). 2010 employee health benefits survey.
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