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Changes in Financial Burdens for Health Care: National Estimates for the Population Younger than 65 Years, 1996 to 2003

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Topics: Access/Barriers | Employer-Sponsored Coverage | Individual Coverage | Medicaid | Out-of-Pocket | Spending | Treatment | Uninsured

This study identifies populations in which healthcare’s financial burdens exceed 10 percent of the family’s tax-adjusted income and estimates the underinsured population.  The authors caution that this financial burden may have a negative effect on these groups’ access and adherence to treatment.  They also highlight the high cost associated with non-group healthcare plans. 

Banthin, J. S., & Bernard, D. M. (2006). Changes in financial burdens for health care: national estimates for the population younger than 65 years, 1996 to 2003. Journal of the American Medical Association, 296(22): 2712-9. 13 Dec. 2006. http://jama.ama-assn.org/cgi/content/abstract/296/22/2712exit disclaimer small icon

Authors: Kessica S. Banthin, Didem M. Bernard


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