The Kaiser Family Foundation’s (KFF) Commission on Medicaid and the Uninsured released a policy brief examining private long-term care insurance.  The brief also outlines the results of a study that analyzed the long-term care insurance market and discusses policy challenges for the field.

From KFF: the report found that:

• Cost remains a key barrier to expanding the role of private insurance
• Health risk can deny consumers coverage
• Buyers face complex product design issues
• Time lag between purchase and use of benefits creates problems in service use
• Employer-based market offers promise but adequacy of coverage is a concern
• Medicaid Partnership Program will shape products and the market

Full report: Closing the Long-Term Care Funding Gap: The Challenge of Private Long-Term Care Insurance (PDF|1.1MB)

Kaiser Family Foundation. (2009). Closing the long-term care funding gap: The challenge of private long-term care insurance. Tumlinson, A., Aguiar, C., and O'Malley Watts, M.