Posted on September 16, 2010 11:44
Categories: Legislative and Regulatory Issues | Employer and Individual Insurance | State and Local
Topics: Access/Barriers | Employer-Sponsored Coverage | Health Care Reform | Individual Coverage | Quality | Spending
A survey by the National Business Group on Health (NBGH) found that most large employers expect their health care costs to increase by approximately 9 percent next year. To cope with the rising cost, most employers plan to share those costs with their employees. Sixty-three percent of employers said they plan to raise the portion of health premiums paid by their employees, 46 percent reported that they plan to raise employees’ out-of-pocket costs, and 44 percent reported that they will raise deductibles for in-network services. Over 50 percent of employers surveyed plan to change their health plans, 20 percent will limit changes because of national health care reform, and 20 percent plan to make no changes.
From the report:
The National Business Group on Health conducted its annual plan design survey with members in the spring/summer of 2010. This survey is one of the few surveys conducted mid-year just as employers are finalizing their plan designs for the following year. The survey asks members to provide information on their 2011 plan offerings, including:
In addition, this year we asked questions regarding changes to overall health benefit programs as a result of the passage of the health care legislation.
This year, 72 members completed the survey.1 The following report provides an overview of these findings. Where possible, comparisons to the 2009 and 2010 survey results are provided.
Full report: Large Employers' 2011 Health Plan Design Challenges (PDF | 282.42 KB) 
National Business Group on Health (NBGH). (2010). Large employers' 2011 health plan design challenges.
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